COVID-19 Travel Insurance: What you need when travelling amidst the pandemic.

May 25, 2021

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Muhjir Shajahan

We are living in desperate times. With the second wave of the covid pandemic hitting us, not knowing when all this is going to end. All most all the areas of life has been affected due to this pandemic and people all over the world are worried about their future.

Travel and tourism are some of the worst affected industries across the globe. People are unable to make travel plans or even catch a pre-booked flight due to the immediate lockdowns and travel bans different countries impose.

During this time of uncertainty, you might be worried about your existing travel insurance or even might have enquired about travel insurance that covers the covid related costs. Don’t worry, you are not alone in this fight.

Travel insurance: What it covers and doesn’t!

Travelling is an integral part of human life. People travel for a variety of reasons – for work, for studies, or to spend their vacation with friend and families. Even though travelling is very common nowadays there are a lot of things that could go wrong on a trip, whether it’s a short one or a long one.

Sometimes you may miss your flight, lose your passport or for the worst might get physically injured in a foreign country where you don’t know anyone and don’t have enough money for treatment. It is in such cases that a travel insurance policy can save you.

It is always better to be prepared for such situations. A good travel insurance policy will cover all the costs if something goes wrong while you are travelling. Knowing that you are safe and prepared will help you to enjoy the trip without any worries.

Different types of Travel Insurance policies

There are different types of travel insurance policies that charge different amounts for the benefits they provide. Depending on your travel plans and the benefits each insurance policy provide you can choose among

  • International Travel Insurance
  • Student Travel Insurance
  • Domestic Travel Insurance
  • Senior Citizen Travel Insurance

Covid-19 and Travel Insurance

Covid-19 has made travelling difficult for everyone. Irrespective of the purpose of travel mandatory medical tests are required for all international travels and almost all domestic travels. These tests cost a lot, especially if you are travelling with your family. Some countries also demand compulsory quarantine for 7 -14 days, which can cost a huge amount.

Apart from that many flights are being cancelled or rescheduled due to the covid impact in many places. So there is a chance for you to lose the ticket cost even after booking confirmation. Nothing can be predicted and the best option to go through this time is with Covid Travel insurance.

A covid travel insurance policy will cover almost all your charges if your trip is derailed by Covid-19. Some of the benefits it includes are:

  • Out of the country hospitalization coverage
  • Emergency hotel extension
  • Trip cancellation and interruption cover
  • Daily hospitalization allowance

Please note that benefits will vary depending on the insurance agency and the insurance plan you have bought.

Put COVID Insurance perks on the list

If you already have a travel insurance policy, it’s not likely to have any covid benefits. So make sure that the covid benefits are added to it for a tension-free trip.

Almost all the insurance agencies now provide covid benefits along with their travel insurance policy. If that’s not the case you will be able to buy the covid benefits as an add-on plan with the main insurance. This add-on plan will expire with the main insurance.

Different agencies provide good covid travel insurance policies to people travelling across countries and in and out of the state. If you are in the US and have not bought a Covid travel insurance policy yet, you can directly contact RH Insurance Agency.

Choose the best with RH Insurance Agency

We are one of the best insurance agencies in the United States with over 20 years of experience and 20 different insurance companies working under them. We can help you to compare quotes without any difficulty and choose the best Covid Travel insurance plan based on the places you travel to and the benefits you will benefit from.

Being prepared is the best way to fight this pandemic. So hurry up and secure yourself and your family with an insurance plan.

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